The Philippines SSS contribution table 2025 emphasizes how the social security system supports employees as well as their families. It grants the financial assistance for purposes such as retirement, disability, maternity, sickness, and death benefits, which act as a safety net for them.
The Monthly Salary Credit, which is MSC, comes under the SSS contribution table 2025. This standard is considered to be a reference that is utilized to calculate member payments along with the amount of future benefits they may claim.
SSS Contribution Table 2025
In compliance with the Social Security Act of the year 2018, the SSS contribution table 2025 reflects the revised contribution rate of 15% of the MSC, which will be coming into action from January 1, 2025. This table also expands a range of salary credit from ₱5000 up to ₱35000.
The updated SSS contribution table for 2025 applies to member categories, such as company-employed workers, employers, overseas Filipino workers, etc. Each category has to comply with the updated adjusted rates along with the salary brackets.
New SSS Contributions 2025 Overview
| Department | Social Security System, Philippines |
| Program Names | SSS Social Security, MySSS Pension Booster, Employee Compensation |
| Country | Philippines |
| Salary Bracket | ₱5,000 – ₱35,000 |
| Employer Share | 10% of MSC + full EC contribution |
| Contribution Rate | 15% of Monthly Salary Credit |
| Overseas Filipino Workers | Minimum MSC ₱8000, full contribution |
| Category | News |
| Official Website | https://www.sss.gov.ph/ |
MySSS Pension Booster and Employee Compensation Program
Under the contribution table of SSS, which incorporates MySSS pension booster, which applies to the higher salary credits bracket, along with an added layer of savings. The aim is to safeguard the retirement benefit and provide security amid the major uncertainties.
In addition to this, the employees’ compensation, which is the EC program, remains active and provides coverage against accidents and occupational illness. Employers entirely bear the cost of the program without any deduction from the worker’s salary.
Breakdown of the SSS Contribution Table
The SSS schedule for 2025 contributes 15% of the MSC, and below are some of the contributions of the program:
- Overall contribution stands at 15% of MSC.
- Private sector workers share the employer contribution of 150% while 5% contribution from the employee.
- Self-employed non-working spouses as well as the voluntary members have to bear the full 15%.
- Employers fully cover the cost of the EC program.
- EC payments or contributions are not affected by the salary increase, such as ₱10 applying for MSC up to the bracket of ₱14500 and ₱34 for those whose earnings exceed ₱15000.
SSS Contribution Responsibilities by Member Type
The contribution for the SSS depends upon the membership type or category, such as:
- Private sector employees have to split their contributions and share them with their employers.
- Self-employed individuals, including small business owners, freelancers, or professionals, pay the full 15% of the MSC.
- Non-working spouses as well as the voluntary contributors are responsible for the full amount depending upon their declared MSC.
- Overseas Filipino workers have to contribute a minimum of ₱8000 irrespective of their foreign income.
Employer and Employee Contributions by Program
The 2025 SSS schedule reflects how different programs are being funded by the employer as well as the employees, such as:
| Program | Employer Pays | Employee Pays |
|---|---|---|
| Social security | 10% of monthly salary credit | 5% of monthly salary credit |
| MySSS pension booster | Shared contribution | Shared contribution |
| Employee contribution | ₱10 for salaries ≤14500; ₱30 for salaries of ≥15000 | N/A |
SSS 2025 Contributions by Salary Range
The contribution reflects how different salary ranges affect the program applicability as well as the contributions, such as:
From ₱5000 to ₱14500: Members have to pay 15% MSC as the total contribution; the employee compensation program needs a fixed ₱10 contribution while the pension booster is not active.
From ₱15000 to ₱20000: 15% MSC contribution, employee contribution will be ₱30, and the pension booster is not active.
From ₱20000 to ₱35000: MSC contribution of 15%, employee compensation of ₱30, while a pension booster applies in case the amount exceeds the window of ₱20000.
Legal Framework and Gradual Contribution Increase
Under the Social Security Act of the year 2018 (RA 11199), contributions were designed to increase gradually. The rate begins at 11% in the year 2016 and is 250% in 2025, with periodic MSc adjustments given in accordance with the salary level changes.
Actuarial analysis prompted these measures to be introduced to avoid fund depletion. By following the planned adjustments, the SSS is expected to remain stable until the year 2054, protecting millions of future workers.
SSS 2025 Protecting Workers and Adding Pension Savings
The Philippines social security system provides a financial safety net for the workers along with their families. According to the SSS contribution table for the year 2025, which comes with a higher contribution rate, which stands at 15% of the widened MSC bracket covering the salaries between ₱5000 and ₱35000, it also comes with the MySSS pension booster for members who are earning in the range above ₱20000 to cover job-related risk.
FAQs
How much is the new contribution rate set for the year 2025?
The SSS contribution is MSC of 15%.
What will be the income level bracket covered in 2025?
The income level bracket applies to salaries from ₱5000 up to ₱35000.
How does the MySSS Booster evaluation work?
It acts as an added saving feature on MSc portions exceeding ₱20000 up to ₱35000.
